Terms of Use

Welcome to the services provided by Entegra General (“Entegra” “we,” “us,” or “our”). These Terms of Use (the “Terms”) govern your access to and use of our website, applications, products, and services (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our Services.

By accessing or using our Services, you represent and warrant that you have the legal capacity to enter into these Terms and that you agree to be bound by all of the terms and conditions set forth herein. If you are using our Services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms, and “you” includes that organization.

Entegra General provides auto insurance products and related services. These services include the issuance and administration of insurance policies, access to policy documents and identification cards, payment processing, and customer support.

• Account Creation: To access certain features of our Services, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to keep your account information up to date.
• Account Security: You are responsible for maintaining the confidentiality of your account credentials, including your username and password. You agree to notify us immediately of any unauthorized access to or use of your account. We will not be liable for any loss or damage arising from your failure to comply with this section.
• Account Suspension or Termination: We reserve the right to suspend or terminate your account at any time, with or without cause and without prior notice, including if you violate these Terms.

You agree to use our Services in a manner that is lawful, ethical, and in accordance with these Terms. You will not:

• Use our Services for any illegal or unauthorized purpose.
• Violate any applicable laws or regulations.
• Infringe upon the intellectual property rights of Entegra General or any third party.
• Transmit any viruses, malware, or other harmful code.
• Attempt to gain unauthorized access to our Services, user accounts, or computer systems.
• Interfere with or disrupt the operation of our Services.
• Collect or harvest any personally identifiable information from our Services without our express written consent.
• Engage in any conduct that could damage, disable, overburden, or impair our Services.
• Use our Services to transmit spam, chain letters, or other unsolicited communications.
• Misrepresent your identity or affiliation with any person or entity.

• Our Content: The content, features, and functionality of our Services, including but not limited to text, graphics, logos, images, software, and audio-visual materials (the “Our Content”), are owned by Entegra General or its licensors and are protected by copyright, trademark, and other intellectual property laws.
• Limited License: We grant you a limited, non-exclusive, non-transferable, revocable license to access and use Our Content solely for your personal or internal business use in connection with the Services, subject to these Terms.
• Restrictions: You may not modify, reproduce, distribute, create derivative works of, publicly display, or in any way exploit Our Content, in whole or in part, without our prior written consent.
• Your Content: If you submit, upload, or otherwise make available any content to our Services (“Your Content”), you retain ownership of Your Content. However, you grant Entegra General a non-exclusive, worldwide, royalty-free, perpetual, irrevocable, sublicensable, and transferable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display Your Content in connection with the operation and provision of our Services. You represent and warrant that you have all necessary rights to grant us this license and that Your Content does not violate any third-party rights.

• Fees: Access to and use of certain features of our Services may require the payment of fees. We will provide you with notice of such fees and the terms of payment.
• Payment Terms: You agree to pay all fees in accordance with the payment terms provided to you. You authorize us to charge your chosen payment method for the applicable fees.
• Taxes: You are responsible for any applicable taxes.
• Changes to Fees: We reserve the right to change our fees at any time. We will provide you with reasonable notice of any changes to fees.

OUR SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ENTEGRA DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE SERVICES, INCLUDING ANY WARRANTIES THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY INFORMATION OBTAINED THROUGH THE SERVICES.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ENTEGRA GENERAL, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES) ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, EVEN IF ENTEGRA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL THE AGGREGATE LIABILITY OF ENTGRA TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES EXCEED THE AMOUNT PAID BY YOU, IF ANY, TO ENTEGRA FOR THE SERVICES IN THE TWELVE (12) MONTHS PRIOR TO THE EVENT GIVING RISE TO THE LIABILITY, OR ONE HUNDRED U.S. DOLLARS ($100), WHICHEVER IS GREATER.

You agree to indemnify, defend, and hold harmless Entegra General, its affiliates, officers, directors, employees, agents, suppliers, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your (a) access to or use of the Services, (b) violation of these Terms, (c) Your Content (if applicable), or (d) your violation of any rights of another party.

• Governing Law: These Terms shall be governed by and construed in accordance with the laws of the State of Nevada, without regard to its conflict of law principles.
• Dispute Resolution: Any dispute, controversy, or claim arising out of or relating to these Terms or the Services shall first be attempted to be resolved through good faith negotiation between the parties. If the dispute cannot be resolved through negotiation within thirty (30) days, it shall be submitted to binding arbitration in Henderson, Nevada, in accordance with the rules of the American Arbitration Association (AAA), and the decision of the arbitrator shall be final and binding on the parties.
  Notwithstanding the foregoing, either party may seek injunctive or equitable relief in a court of competent jurisdiction located in Clark County, Nevada, to protect its intellectual property rights or confidential information.

We may terminate these Terms and your access to all or any part of the Services at any time, with or without cause and without prior notice. Upon termination, your right to use the Services will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

We reserve the right to modify these Terms at any time. We will post any changes on this page and update the “Last Updated” date at the top of the Terms. We may also provide you with additional notice of significant changes, such as by email or through a notification within the Services. Your continued use of the Services after the effective date of any modifications constitutes your acceptance of the revised Terms.

These Terms constitute the entire agreement between you and Entegra General regarding your use of the Services and supersede all prior and contemporaneous agreements and understandings, whether oral or written.

Our failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect

If you have any questions about these Terms, please contact us at:
Entegra General
Po Box 531407
Henderson, NV 89053
csr@entegrageneral.com
(866) 730-6210
Terms of Use was updated on September 19, 2025.